OCEAN MARINE INSURANCE CLAUSES（FROZEN PRODUCTS）BY PICC 中国人民保险公司 Peoples Insurance Company of China 一、责任范围Ⅰ. Scope of Cover 本保险分为冷藏险和冷藏一切险二种。被保险货物遭受损失时，本保险按照保险单上订明承保险别的条款规定，负OCEAN MARINE INSURANCE CLAUSES（FROZEN PRODUCTS）BY PICC
中国人民保险公司 People's Insurance Company of China
一、责任范围Ⅰ. Scope of Cover
This insurance is classified into Risks for Frozen Products and All Risks for Frozen Products and shall be liable for loss of or damage to the insured goods according to the conditions of the risks covered under the Policy.?
（一）?冷藏险?1. Risks for Frozen Products:?
Deterioration or loss of or damage to the insured goods caused in the course of transit by natural calamities-heavy weather, lightning, tsunami, earthquake, flood or by accidents-grounding, stranding, sinking or collision of the carrying conveyance or contact with floating ice or other substance or fire or explosion or stoppage of refrigerating machinery for more than 24 consecutive hours.?
Partial or total loss arising from the falling of entire package or packages into sea during loading, unloading or transhipment.?
Reasonable cost incurred by the Insured in salvaging the goods or averting or minimizing a loss recoverable under this insurance, provided that such cost shall not exceed the sum insured of the goods so saved.?
Losses attributable to discharge of the insured goods at the port of distress following a sea peril as well as special charges arising from loading, warehousing and forwarding of the goods at an intermediate port of call or refuge.?
Sacrifice in and contribution to General Average and Salvage Charges.?
Such proportion of losses sustained by the shipowners as is to be reimbursed by the cargo owners under the Contract of Affreightment “Both to Blame Collision” Clause.?
（二）?冷藏一切险?All Risks for Frozen Products:
Aside from the risks covered under the aforesaid Risks for Frozen Products, this insurance also covers deterioration or loss of or damage to the insured goods arising from external causes in the course of transit.?
本保险对下列损失，不负赔偿责任：This Insurance does not cover:?
Loss or damage caused by the intentional act or fault of the Insured.?
Loss or damage falling under the liability of the consignor.?
Deterioration of the insured goods caused by the failure in any stage of transit to store or stow the said goods in warehouse or in the carrying conveyance provided with refrigeration installation or in insulated space in conveyance.?
Deterioration or loss of or damage to the insured goods arising from failure to keep the goods in good condition, including improper dressing and wrapping and/or packing, failure to comply with the freezing standard and bone taint at the time of commencement of this insurance.
Loss or damage arising from normal loss, inherent vice or nature of the insured goods, loss of market and/or delay in transit and any expense arising therefrom.
6. Risks and liabilities covered and excluded by the Ocean Marine Cargo War Risks Clauses and Strikes, Riot and Civil Commotion Clauses of this Company.?
三、责任起讫Commencement and Termination of Cover
This Insurance attaches from the time the goods hereby insured leave the cold stores at the place of shipment named in the Policy and are loaded onto the conveyance for the commencement of transit, including sea, land and inland water transit and transit in lighter, until the expiry of ten （10） days upon completion of discharge of the goods the seagoing vessel and delivery thereof to the cold stores at the final port of destination. It is warranted, however, that the discharge, from the seagoing vessel must be completed within thirty （30） days after their arrival at the port of discharge; that liability under this insurance shall cease to attach once the insured goods are moved out of the cold stores within the aforesaid period; and that if the goods are not delivered to the cold stores after discharge from the seagoing vessel the insurance shall terminate immediately upon such discharge.?
If, owing to delay, deviation, forced discharge, reshipment or transhipment beyond the control of the Insured or any change or termination of the voyage arising from the exercise of a liberty granted to the shipowners under the contract of affreightment the insured goods arrive at a port or place other than that named in the Policy, subject to immediate notice being given to the company by the Insured and an additional premium being paid, if required, this insurance shall remain in force and shall terminate as hereunder:?
The Insurance shall terminate upon the expiry of the （10） days after completion of discharge from the seagoing vessel at the port of discharge and delivery to the cold stores on shore, it being warranted, however, that the discharge must be completed within thirty （30） days after the ship's arrival. Within the aforesaid period if insured goods are sold at a port or place of destination not named in the policy, then this insurance shall terminate when they are deliveried at such port or place.?
If the insured goods are to be forwarded to the final destination named in the Policy or to any other destination within the aforesaid period of ten （10） days, this insurance shall terminate in accordance with Section I above.?
四、被保险人的义务Duty of the Insured
It is the duty of the Insured to attend to all matters as specified hereunder, failing which the Company reserve the right to reject his claim for any loss or damage if and when such failure prejudices the interest of the Company.?
The Insured shall take delivery of the insured goods in good time upon their arrival at the port of destination named in the Policy. In case of discovery of any deterioration or loss of or damage to any part of the insured goods, immediate notice should be given to the surveying and claim settling agent named in the Policy to conduct survey and ascertain the quantity deteriorated or the extent of damage before termination of this insurance. If the insured goods are found short in entire package or packages or to show apparent traces of damage, the Insured shall obtain from the carrier, bailee or other relevant authorities （Customs and Port Authorities etc.） certificate of loss or damage and/or shortlanded memo. Should the carrier, bailee or the other relevant authorities be responsible for such shortage or damage, the Insured shall lodge a claim with them in writing and, if necessary, obtain their confirmation of an extension of the time limit of validity of such claim.?
The Insured shall take reasonable measures immediately in salvaging the insured goods when they sustain damage hereunder and in preventing or minimizing the loss. The measures so taken by the Insured shall not be considered as a waiver of abandonment, nor shall they be considered as an acceptance of abandonment in the event that they are taken by the Company.?
In case of a change of voyage or any omission or error in the description of the interest, the name of the vessel or voyage, this insurance shall remain in forcce only upon prompt notice to this Company when the Insured becomes aware of the same and payment of an additional premium if required.?
he Insured shall submit the following documents when presenting a claim under this insurance: Original Policy, Bill of Lading, Invoice, Packing List, Tally Sheet, Certificate of Loss or Damage and/or Shortlanded Memo, Survey Report and Statement of Claim. f third party liability is involved, letters and cables relative to recovery from the responsible party and other relative documents shall also be submitted.?
（五）?在获悉有关运输契约中“船舶互撞责任”条款的实际责任后，应及时通知保险人。?Immediate notice should be given to the Company when the cargo owner's actual responsibility under the contract of affreightment “Both to Blame Collision” clauses becomes known.?
五、赔款的处理Treatment of Claim
In settling any claim under this insurance, all packages, pieces or packs shall, unless otherwise stipulated, be considered as of the same weight and insured value, irrespective of whether such packages, pieces or packs bear the same mark and are of the same value or bear different marks but are of the same value.?
The time of validity of a claim under this insurance shall not exceed a period of two years counting from the time of completion of discharge of the insured goods from the seagoing vessel at the final port of discharge.?
1.Risks & Coverage险别
(1)free from particular average 外贸知识 w.cne
(2)with particular average (W.A.)水渍险（基本险）
(3)all risk 一切险（综合险）
(4)total loss only (T.L.O.) 全损险
(5)war risk 战争险
(7)additional risk 附加险
(8)from warehouse to warehouse clauses仓至仓条款
(9)theft, pilferage and nondelivery N.D.)盗窃提货不着险
(10)rain fresh water damage 淡水雨淋险
(11)risk of shortage 短量险
(12)risk of contamination 沾污险
(13)risk of leakage 渗漏险
(14)risk of clashing & breakage碰损破碎险
(15)risk of odour 串味险
(16)damage caused by sweating and/or heating 受潮受热险
(17)hook damage 钩损险
(18)loss and/or damage caused by breakage of packing包装破裂险
(19)risk of rusting 锈损险
(20)risk of mould 发霉险
(21)strike, riots and civel commotion (S.R.C.C.) 罢工、暴动、民变险
(22)risk of spontaneous combustion 自燃险
(23)deterioration risk 腐烂变质险
(24)inherent vice risk 内在缺陷险
(25)risk of natural loss or normal loss途耗或自然损耗险
(26)special additional risk 特别附加险
(27)failure to delivery 交货不到险
(28)import duty 进口关税险
(29)on deck 仓面险
(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款
(33)survey in customs risk 海关检验险
(34)survey at jetty risk 码头检验险
(35)institute war risk 学会战争险
(36)overland transportation risks陆运险
(37)overland transportation all risks陆运综合险
(38)air transportation risk 航空运输险
(39)air transportation all risk 航空运输综合险
(40)air transportation war risk 航空运输战争险
(41)parcel post risk 邮包险
(42)parcel post all risk 邮包综合险
(43)parcel post war risk 邮包战争险
(44)investment insurance(political risks) 投资保险（政治风险）
(45)property insurance 财产保险
(46)erection all risks 安装工程一切险
(47)contractors all risks 建筑工程一切险外贸知识 w.cne
2.the stipulations for insurance 保险条款常用表达
(1)marine insurance policy 海运保险单
(3)voyage policy 航程保险单
(5)floating policy (or open policy) 流动保险单
(6)ocean marine cargo clauses 海洋运输货物保险条款
(7)ocean marine insurance clauses (frozen products)海洋运输冷藏货物保险条款
(8)ocean marine cargo war clauses 海洋运输货物战争险条款
(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款
(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）
(11)overland transportation insurance clauses (frozen products)陆上运输冷藏货物保险条款
(12)air transportation cargo insurance clauses 航空运输货物保险条款
(13)air transportation cargo war risk clauses 航空运输货物战争险条款
(14)parcel post insurance clauses 邮包保险条款
(15)parcel post war risk insurance clauses 邮包战争保险条款
(16)livestock & poultry insurance clauses (by sea, land or air) 活牲畜、家禽的海上、陆上、航空保险条款
(17)…risks clauses of I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保……险
(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per people's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage)
(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue
(20)insurance policy (certificate) … Name of Assured to be showed: A.B.C.Co. Ltd.
(21)insurance policy or certificate covering W.A. (or WA.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of t识 www w.cne
ople's Insurance Company of China dated 1/1/1981
(22)insurance policy/certificate covering all war mines risks
(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods
(24)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's storehouse.
(25)insurance policy issued of endorsed to order … for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against N.D.
(26)insurance policy or certificate issued by an insurance Co. with A. clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore
(27)covering all eventual risks 投保一切以外风险
(28)covering all marine risks 投保一切海运风险
(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment
(30)insurance … including deviation clauses 保险包括绕道条款
(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of people's Insurance Company of China dated…
(32)covering air transportation all risk as per air transportation cargo insurance clauses P.I.C.C.
(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insurance clauses of people's Insurance Company of China dated…
(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of people's Insurance Company of China dated…
(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) P.I.C.C. dated…
(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of people's Insurance Company of China dated…
(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment
(38)including risk of breakage and clashing 包括破裂或凹瘪险
(39)including risk of chipping & denting 包括碎裂或凹弯险
(40)including risk of bad odour 包括恶味险
(41)including damage by hooks, oils, muds and contact with other cargo(insured value)
(42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss) 包括淡水雨淋，自燃所致的损失（包括全部或部分损失）
(43)including loss and/or damage caused by sea water, fresh-water, acid, grease
(44)including N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing
(45)including damage caused by infestation mould包括虫蛀霉烂的损失
(46)including damage due to rough handling during transit subject to C.T.C.
(47)including loss and/or damage from any external cause as per CIC
(48)including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蚀造成的损失
(49)excluding risk of breakage 不包括破碎险
(50)including the breakage does not cover the goods remarked in th invoice as originally damage 包括破碎险，但不负责发票所示之货物的原残损失
(51)excluding natural loss in weight 不包括途耗短量的损失
(52)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to C.T.C.
(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC
(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination
(55)insurance policy or certificate covering A. including the risk of war and risks of S.R.C.C. as per I.C.C. dated…and institute war clauses dated…and institute S.R.C.C. clauses dated…
(56) people's Insurance Company of China investment insurance (political risks) clauses
(57)property insurance clauses 财产保险条款
(58) people's Insurance Company of China Erection all risks clauses
(59) people's Insurance Company of China contractors all risks clauses